How to use the income tax calculator
Enter your gross annual income, pick the new or old regime, and add optional chapter VI-A or other deductions if they apply (often used under the old regime). Choose Calculate to see taxable income, tax before cess, section 87A rebate, 4% cess, total tax, and effective rate on gross income. Use Copy results when you want the breakdown elsewhere. Nothing is uploaded. Figures assume a resident individual under 60 and ignore surcharge on very high incomes.
Frequently asked questions
Which financial year does this income tax calculator use?
FY 2024-25 (AY 2025-26). The new regime uses Budget 2024 slabs with a ₹75,000 standard deduction and section 87A rebate when taxable income is up to ₹7 lakh. The old regime uses classic slabs with a ₹50,000 standard deduction and rebate when taxable income is up to ₹5 lakh. Health and education cess is 4% on tax after rebate.
How is taxable income calculated?
Gross annual income minus the regime’s standard deduction, minus optional deductions you enter. Results below zero become zero. Under the new regime many chapter VI-A deductions are unavailable, so leave other deductions at zero unless you know an allowed amount applies.
How does the section 87A rebate work here?
New regime: taxable income up to ₹7 lakh gets a rebate that clears tax before cess. Old regime: taxable income up to ₹5 lakh gets the same treatment. Cess is calculated on tax after rebate.
Is this official income tax advice?
No. Results are planning estimates only. Surcharge, alternate deductions, senior-citizen slabs, and other edge cases are simplified or omitted. This page is not Income Tax Department advice and not financial advice.
Does the income tax calculator upload my income details?
No. Tax math runs in your browser. Deskutil never receives the income, regime, deductions, or other figures you enter.